steps to protect your home prior to a natural disaster

There are very few places in the world which are not affected by some form of natural disaster or the other. Many times it’s difficult to tell when one is going to occur and, without some level of forewarning, there is only so much that one can do. However, given an area’s history, it might be possible to predict what types of natural disasters are most likely and therefore take the appropriate steps to guard one’s home against any damage.

If one knows that there is a particular season during which natural disasters are more prevalent, e.g., hurricanes, then one should ensure that all repairs to the home should be done before this period. Hire a reliable contractor in order to ensure that all building codes are upheld. Storm shutters are a must over windows and doors in areas which are prone to high winds. Hurricane straps are also a good idea as this will help to keep the roof right where it is instead of being ripped off the home.

Having a stockpile of drinking water and canned goods isn’t just a good idea. It’s a necessity if one lives in an area that is hit by tornadoes, hurricanes or other natural disasters. Remember that, given the severity of what has happened, it may be difficult to leave the house or locate supplies for a few days. First aid supplies, flashlights, batteries and blankets should also be on standby. Check the emergency kit often to ensure that nothing needs to be changed.

Many people still don’t see the point of having flood insurance. If one lives in an area which is not prone to flooding then one might be able to get away with it. However, in recent years places which have rarely experienced any flooding before have been hard hit. Flooding can cause extensive damage to one’s home and, even if one has taken all the precautionary measure, no one is to say when a water pipe might burst or sewage system might back up because of heavy rains.

A smart homeowner doesn’t wait until a natural disaster has struck to then think about all of the things that they should have done. Home repairs can be costly and it’s best to try to keep them down to a minimum while at the same time ensuring the safety of one’s family and one’s belongings. As far as possible, try to determine what natural disasters are likely to affect one’s area and take the suitable steps.

  • Frequently Asked Questions about Water Damage and Flooding Disasters

    Does Hurricane Insurance Cover Flooding

    Hurricane coverage will often cover water damage that is a direct result of the peril of the water damage that enters the home, driven by wind, or other entry points. Many insurance companies, provide exclusions for secondary flooding (rivers, water swells that result from heavy rains with hurricanes.

    How Quickly Will Black Mold from Water Damage in Florida?

    The rate of black mold growth will vary depending on the exposed surface and moisture exposure. Generally properties in Florida experience faster mold growth due to the high levels of humidity.

    Does My Insurance Company Cover Water Damage From Sprinkler Outdoor Systems

    Broken sprinkler lines are a leading cause of water damage disasters. These types of water losses are generally covered by insurance coverage, but your exact policy language will dictate your coverage eligility.

    What is meant by urgency to start mitigation to prevent secondary damage?

    Most property insurance companies have specific language in their policy that require property owners to work quickly to mitigate their water damage in an effort to prevent additional secondary damage (water damage, mold growth, structural issues.