NAAO Issues Updated Hurricane Forecast

The National Oceanic and Atmospheric Administration or NOAA stated last week that as the 2012 Atlantic hurricane season is progressing the chances of storms forming and making landfall is on the rise.

Originally, NOAA predicted that we’d see between nine and fifteen named storms this year. However, it has now upgraded that to between twelve and seventeen named storms. If NOAA is correct, this could be a very long season for home owners and insurance companies. NOAA says that warmer than normal water temps in the Atlantic and favorable wind patterns could result in the development of severe weather. NOAA is reminding people who live in hurricane-prone areas to stay alert and not to become complacent as a hurricane can develop at any time and strike their area.

So far, there has been four tropical storms and two hurricanes. Last year was one of the most active hurricane seasons ever with a total of nineteen named storms including Irene which was one of the costliest storms in American history. There has been a lot of storm activity in the Atlantic since the mid 1990s because of the correct ocean and atmospheric conditions. The fact that Ernesto and Florence formed early off the coast of Africa indicates that we may see a much more active season in spite of the fact that the 2012 season got off to a slow start.

The 2012 Atlantic hurricane season officially started on June 1st and runs through the end of October. When tropical storm Debby took shape on June 23rd, it was the first time ever that four storms formed before July since record keeping began back in the mid 1800s. Residents living in hurricane-prone areas should keep any eye on weather forecasts for the next several weeks and also should take any steps necessary to secure their properties in case a hurricane does strike. Being unprepared can result in great monetary loss as well as in the loss of life.

Now is also the time to check your home insurance coverage to ensure that you are covered for storm damages which could result from a direct hurricane strike. It’s also due time to hold a family meeting so that everyone knows what to do and where to go if and when a hurricane hits.

  • Frequently Asked Questions about Water Damage and Flooding Disasters

    Does Hurricane Insurance Cover Flooding

    Hurricane coverage will often cover water damage that is a direct result of the peril of the water damage that enters the home, driven by wind, or other entry points. Many insurance companies, provide exclusions for secondary flooding (rivers, water swells that result from heavy rains with hurricanes.

    How Quickly Will Black Mold from Water Damage in Florida?

    The rate of black mold growth will vary depending on the exposed surface and moisture exposure. Generally properties in Florida experience faster mold growth due to the high levels of humidity.

    Does My Insurance Company Cover Water Damage From Sprinkler Outdoor Systems

    Broken sprinkler lines are a leading cause of water damage disasters. These types of water losses are generally covered by insurance coverage, but your exact policy language will dictate your coverage eligility.

    What is meant by urgency to start mitigation to prevent secondary damage?

    Most property insurance companies have specific language in their policy that require property owners to work quickly to mitigate their water damage in an effort to prevent additional secondary damage (water damage, mold growth, structural issues.