Frequently Asked Questions about Water Damage and Flooding Disasters
Does Hurricane Insurance Cover Flooding
Hurricane coverage will often cover water damage that is a direct result of the peril of the water damage that enters the home, driven by wind, or other entry points. Many insurance companies, provide exclusions for secondary flooding (rivers, water swells that result from heavy rains with hurricanes.
How Quickly Will Black Mold from Water Damage in Florida?
The rate of black mold growth will vary depending on the exposed surface and moisture exposure. Generally properties in Florida experience faster mold growth due to the high levels of humidity.
Does My Insurance Company Cover Water Damage From Sprinkler Outdoor Systems
Broken sprinkler lines are a leading cause of water damage disasters. These types of water losses are generally covered by insurance coverage, but your exact policy language will dictate your coverage eligility.
What is meant by urgency to start mitigation to prevent secondary damage?
Most property insurance companies have specific language in their policy that require property owners to work quickly to mitigate their water damage in an effort to prevent additional secondary damage (water damage, mold growth, structural issues.